top of page


Senior Loan Officer
NMLS ID 209572

A home loan is a huge investment, and I make the process clear and simple, whether you’re a first-timer or a seasoned investor. As an independent mortgage broker for 15 years, I prioritize my clients’ best interests over the lenders’. It’s important to me to ensure that every loan experience is a positive one, and most of my business comes from return clients and their referrals. I never charge application or hidden fees. Instead of dealing with multiple people or departments, you’ll work directly with me from start to finish. This saves you time, money and stress. I enjoy explaining your options and answering questions promptly. I offer the best service, a wide variety of loan programs and low costs. I’d love to work for you!

I love adventures, and I try to travel in unusual ways to unique places, like hitchhiking and trekking through Glacier National Park.  I studied in Madagascar because of its biodiversity and conservation challenges.

I also earned an M.B.A. with a focus sustainable business practices, and I love reading science journals and historical fiction.  I'm becoming a YouTube-trained DIYer, with tiling, wiring and appliance repairs under my belt.

With a daughter named Sunny as my inspiration, I enjoy working to make Portland an incredible place to live. I've founded several community groups to bring people together to explore social and environmental responsibility. I served the Portland Area Business Association and wrote a financial advice column in a women’s journal for several years. I'm featured on the news as a local mortgage expert. I've won several grants and led my neighbors in creating a community garden on a weedy hillside and a message

board (with a living roof!) at our park. I love foraging for edible plants and designing gardens.  I'm also a big supporter of the Raphael House of Portland.


I believe in working hard and playing hard, and I'll take great care of you.  


JJ (Jennifer) Lee Kwai


NMLS ID: 209572

bottom of page